Just because you’ve retired shouldn’t mean you can’t borrow any more. However much you’ve prepared for retirement, you might not have enough for all the things you planned to do.

Later life lending can offer peace of mind. It can help with capital raising opportunities of your choice; whether that’s helping family members onto the housing ladder, purchasing a second property as a buy-to-let, or a sum of money to help make retirement a little comfortable.

Older borrowers have a lifetime of experience and professional contacts built up over many years that gives them an advantage and makes them attractive to lenders like Bricks Finance.

The most common form of late life loan is an equity release mortgage which is designed to unlock the value that has built up in your home.

Before deciding whether to borrow, it’s a good idea to speak with family members, trusted friends or your independent financial advisor. They could give you support or suggest other ways to raise the money you need.

Age is a common restriction to traditional lenders, but not for Bricks Finance as we don’t discriminate on age. In fact, many borrowers and investors are beyond ‘retirement age’.

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