News from Bricks

Quick Guide to Later Life Loans

Just because you’ve retired shouldn’t mean you can’t borrow any more. However much you’ve prepared for retirement, you might not have enough for all the things you planned to do.

Later life lending can offer peace of mind. It can help with capital raising opportunities of your choice; whether that’s helping family members onto the housing ladder, purchasing a second property as a buy-to-let, or a sum of money to help make retirement a little comfortable.

Older borrowers have a lifetime of experience and professional contacts built up over many years that gives them an advantage and makes them attractive to lenders like Bricks Finance.

The most common form of late life loan is an equity release mortgage which is designed to unlock the value that has built up in your home.

Before deciding whether to borrow, it’s a good idea to speak with family members, trusted friends or your independent financial advisor. They could give you support or suggest other ways to raise the money you need.

Age is a common restriction to traditional lenders, but not for Bricks Finance as we don’t discriminate on age. In fact, many borrowers and investors are beyond ‘retirement age’.

Click the Contact us button for more information.

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Experience, standing by you

Clive Banks

founder and investor

Will Michelmore

founder and investor

Jerry Rihll

founder and investor

Tracey Abbott

head of lending

Harry Dawson

finance manager

What our customers say

Personally, I found the service from Bricks 11/10 in every aspect, and I would highly recommend."

Oli, Property Developer

Devon

Property Development Loan

Thank you so much for everything you have done to help us secure this purchase. We are finally looking forward to a good night's sleep now!"

Stuart and Emma, Dream Home Purchase

Devon

Bridging Finance

This would not have been possible without your support and faith in us to deliver the project. Bricks Finance took the time to understand it. It has made an amazing difference to our lives."

Nick, Solar Energy Park

Somerset

Bridging Finance

This is our second deal and again we have achieved the first drawdown within 6 weeks from start to finish which is impressive!"

Richard, Finance Broker

Bristol

Equity Release Mortgage

Being able to purchase the site would not have been possible without the backing of Bricks."

Darren, Land Purchase

Monmouthshire

Bridging Finance

Bricks have given me the support I needed to do this. I couldn’t be happier to see it going up before my very eyes."

Russ, Beach House Development

Cornwall

Property Development Loan

Bricks have been amazing. Without them, I doubt we would have saved the pub for the village."

Becky and John, The Rose and Crown

Dorset

Refinance

When the guys from Bricks say they are going to back you they do, and it has been a real pleasure partnering with them on this project."

Matt, Property Development

Devon

Property Development Loan

I was really pleased with how quickly I had access to finance. I would recommend them to anyone looking to raise finance."

Jon, Property Development

Somerset

Property Development Loan

I’d really recommend Bricks Finance for anyone who needs to raise finance. They just allow you to get on and make things a success."

Dave and David, Property Development

Devon

Property Development Loan

I will be forever indebted to you all (thankfully no longer financially!) for taking a punt on somebody looking for a leg up in a new industry."

Alex, Forest Holiday Village Development

Cornwall

Land Finance

We found like-minded people who were prepared to take the time to understand our business and support our student accommodation in Exeter."

Angus & Alison, Landlords

Devon

Landlord Mortgage

I feel like Bricks is part of our team and wants a successful outcome for us as much as we want it."

Sam, Property Development

Devon

Property Development Loan

Having used Bricks myself, I now feel comfortable referring clients who have similar needs. The beauty of Bricks is their speed, flexibility and being FCA regulated so they can provide regulated and unregulated loans."

Geoff, Finance Broker

Somerset

Property Development Loan

Bricks are so easy to deal with; they get involved and take an interest in the project all the way to completion."

David, Finance Broker

Cornwall

Bridging Finance

Contact us

Speak to us directly

We’d love to hear from you. Whatever your enquiry give us a ring or send us an email and we’ll respond as soon as possible.

Bricks Finance Ltd

Winslade Park

Manor Drive

Exeter, EX5 1FY

United Kingdom

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