Our team,
investing with you

Bricks Finance is a privately-owned finance company based in Exeter. Founded in 2014 by Will Michelmore, Jerry Rihll and Clive Banks, our goal is to provide sensible financing and a better rate of return to our investors.

We specialise in asset-backed business and bridging loans. We help local people to access finance easily and quickly by offering bespoke lending using our own funds as well as those from investors.

Will, Jerry and Clive have over 90 years of property, finance and legal expertise between them. They have each previously built large and successful businesses, and it is their combined knowledge, professional contacts and business experience that allow Bricks to offer attractive rates for borrowers and competitive rates for investors.

Our investors earn returns of between 5% – 7% each year. We support only sensible finance requests and every loan we make is backed by the security of a charge against real property assets.

Today, over 50 other private investors have joined the original lending fund, which was established by our founders. To date, we have lent over £60M to a variety of local businesses and individuals. One-third of our lending is currently funded by our founders and their family members.

We have written loans to support developments across the South West, including local housing (both new build and redevelopment), a forestry retreat with lodges, a care home, a social club, a marina development, farm and barn conversions, a specialist medical home, an adventure park in a quarry, a pioneering natural energy source, solar energy arrays and several large trusts and estates. No two loans are the same, which is why we treat all of our borrowers as individuals. Using our own underwriting process, we ensure complete flexibility in the decisions we make.

We are proud to be different from traditional lending organisations and offer a unique investment opportunity. Please get in touch today to find out why.

News from Bricks

Jun 2021

Bricks Broker of the Year

Bricks Finance Broker of the Year 2020 goes to Simon Sheldrake of South West Business Finance. Presenting the award, Bricks cofounder Will Michelmore said, ‘Our award…

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Apr 2021

Refer a friend

Do you know someone who is looking for funding in the South West and needs between £150,000 and £3,000,000 for between 6 and 36 months?…

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Mar 2021

Brokers, Our Unsung Heroes

Brokers are often the unsung heroes when it comes to helping businesses and entrepreneurs secure the right funding for their needs. About 70% of our…

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Feb 2021

Bricks Office Opening

Over the past six years we have chosen all sorts of locations for our weekly Bricks meetings: Michelmores Solicitors, Fresha Café, David Lloyd Club, Hampton…

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Meet the team

Clive Banks

founder and investor

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Clive spent 24 years in investment banking, working for First Chicago, Citibank, and BNP Paribas, specialising in financing and risk management. In 2002, he began investing privately as an early stage investor in Guggenheim, a company which now has $220 billion worth of assets under management.

He has personally launched three start-ups (one in partnership with Coldplay) and invested in ten others. Swapping London for Honiton, he now concentrates his projects closer to home. Committed to funding local projects, Clive concentrates on debt financing and has funded both wind and solar power projects, high-end property development in the private St. George’s Hill estate in Weybridge and, more recently, has redeveloped an estate of eight properties near Exmouth in Devon.

Clive is a trustee of LED Community Leisure, the charity that works in partnership with East Devon and South Somerset councils to provide leisure, health and wellbeing and cultural activities throughout the region. He lives just outside Honiton with his wife Sarah and their four children.

Loan calculator

Amount you want to borrow

£50,000

£50,000

£2,000,000

Over how many months

3 months

3 Months

36 Months

Total you will pay

£1,500


Amount of interest over 3 months

This calculator is for illustrative purposes only.

We will always treat your personal details with the utmost care and will never sell them to other companies for marketing purposes. All information provided by you will be treated securely and confidentially. For more information view our privacy policy.

See our success stories

See how Bricks has helped businesses grow and provide investor returns.

View all

Bricks Borrower + Bricks Broker = Success

When Geoff and Hazel Bardsley needed a top-up loan to finish their ‘grand designs’ dream home they asked Bricks Finance for help. “We needed to…

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Seven Luxury Homes, Newton Abbot

Local tradesmen Sam and Simon started their careers in the building industry and, like many others, did the odd bit of private work for friends…

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Tiverton Castle, Rental Portfolio

Angus and Alison Gordon, a local couple who own and live in Tiverton Castle, came to Bricks when they wanted to upgrade and enlarge their student let portfolio.…

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Forest Eco Homes, Cornwall

When the man behind an idyllic forest holiday development was struggling to borrow to finance his plan, assistance from Bricks Finance proved to be a…

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Contact us

Speak to us directly

We’d love to hear from you. Whatever your enquiry give us a ring or send us an email and we’ll respond as soon as possible.

Bricks Finance Ltd

Winslade Park

Manor Drive

Exeter, EX5 1FY

United Kingdom

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