Bricks Finance is a privately-owned finance company based in Exeter. Founded in 2014 by Will Michelmore, Jerry Rihll and Clive Banks, our goal is to provide sensible financing and a better rate of return to our investors.

We specialise in asset-backed business and bridging loans. We help local people to access finance easily and quickly by offering bespoke lending using our own funds as well as those from investors.

Will, Jerry and Clive have over 90 years of property, finance and legal expertise between them. They have each previously built large and successful businesses, and it is their combined knowledge, professional contacts and business experience that allow Bricks to offer attractive rates for borrowers and competitive rates for investors.

Our investors earn returns of between 5% – 7% each year. We support only sensible finance requests and every loan we make is backed by the security of a charge against real property assets.

Today, over 50 other private investors have joined the original lending fund, which was established by our founders. To date, we have lent over £60M to a variety of local businesses and individuals. One-third of our lending is currently funded by our founders and their family members.

We have written loans to support developments across the South West, including local housing (both new build and redevelopment), a forestry retreat with lodges, a care home, a social club, a marina development, farm and barn conversions, a specialist medical home, an adventure park in a quarry, a pioneering natural energy source, solar energy arrays and several large trusts and estates. No two loans are the same, which is why we treat all of our borrowers as individuals. Using our own underwriting process, we ensure complete flexibility in the decisions we make.

We are proud to be different from traditional lending organisations and offer a unique investment opportunity. Please get in touch today to find out why.