Frequently asked questions

Is the whole loan process managed online? If so, how can I apply?

Do you offer loans for pensioners?

Can I get a loan even if I am retired?

What are the different types of bridging loans available to businesses?

Am I eligible to receive a bridging loan?

Do you offer personal loans as well as commercial loans?

Are your bridging loans regulated or unregulated?

Do you offer bonds or mini bonds?

Is Bricks Finance a peer to peer (P2P) lender?

How long can I invest for?

As Bricks Finance is authorised and regulated by the Financial Conduct Authority, am I covered by the Financial Services Compensation Scheme (FSCS)?

What happens if I need to extend the repayment date of my loan beyond our agreement?

What happens if I need the money I loaned to Bricks Finance before the maturity date?

How do you minimise the risk of fraud?

How would borrowers and investors be affected if there was a dramatic increase or fall in UK interest rates?

How would Bricks Finance cope with a dramatic downturn in the UK property market?

When I lend to Bricks Finance, what is the main risk?

As an investor, when I lend to Bricks Finance, who has risk priority?

Does Bricks Finance provide financial advice?

As a short term loan investor, how much can I invest?

How long does it take to arrange a loan?

Do you offer short term and long term loans?

How long can I invest for?

What’s the maximum amount of money I can borrow?

Where does the funding come from for each loan?

What security do you accept for bridging and short term loans?