Types of loans


Completion in days, not weeks
South West, South Coast England and South Wales
  • 48 hours

    decision time

  • 3 to 36 mths

    loan period

  • £100K to £5m

    borrow amount

  • From 0.75%

    monthly interest

  • Up to 70%

    loan to value

  • 1%

    commitment fee

Downsizing explained

Age is a common restriction for traditional lenders, but not for Bricks Finance. We don’t discriminate on age. In fact, we’ve helped many borrowers who are beyond retirement age.

However much you have prepared for retirement or downsizing, you might not have enough money for all the things you planned to do. Our downsizing loan is designed to unlock the value that has built up in your home.

If you own your own home, our downsizing loan can help you draw a lump sum while remaining in your home. Mortgages on your own home are regulated by the FCA meaning you are protected from incorrect advice or mis-selling.
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What our customers say

Frequently asked questions

Does Bricks Finance provide financial advice?

Am I eligible to receive a bridging loan?

What security do you accept for bridging and short term loans?

How do I calculate how much I could earn from my investment?

Can I get a loan even if I am retired?

Is Bricks Finance a peer to peer (P2P) lender?

What happens if I need the money I loaned to Bricks Finance before the maturity date?

As a short term loan investor, how much can I invest?

What’s the maximum amount of money I can borrow?

Is the whole loan process managed online? If so, how can I apply?

As Bricks Finance is authorised and regulated by the Financial Conduct Authority, am I covered by the Financial Services Compensation Scheme (FSCS)?

How would Bricks Finance cope with a dramatic downturn in the UK property market?

What are the different types of bridging loans available to businesses?

How would borrowers and investors be affected if there was a dramatic increase or fall in UK interest rates?

Do you offer short term and long term loans?

Why do you only lend to projects in the South West?

How long can I invest for?

How long does it take to arrange a loan?

Where does the funding come from for each loan?

Are your bridging loans regulated or unregulated?

How long can I invest for?

When I lend to Bricks Finance, what is the main risk?

Do you offer personal loans as well as commercial loans?

Do you offer loans for pensioners?

How can I calculate the cost of a bridging loan?

Get in touch

Speak to us directly

We'd love to hear from you. Whatever your enquiry give us a ring or send us an email and we'll respond as soon as possible.

Bricks Finance Ltd
Winslade Park
Manor Drive
Exeter, EX5 1FY
United Kingdom