Types of loans

Residential

Completion in days, not weeks
South West, South Coast England and South Wales
  • 48 hours

    decision time

  • 3 to 36 mths

    loan period

  • £100K to £5m

    borrow amount

  • From 0.75%

    monthly interest

  • Up to 70%

    loan to value

  • 1%

    commitment fee

Residential explained

A residential development loan is ideal for a new build, renovations, extensions or refurbishments as this type of loan can give you access to funds quickly.


If you need funds to start constructing or upgrading a property, a residential loan is ideal. Suitable for property developers, landlords and homeowners.


A residential loan can be used to get the work done and get the property into a state where you can either sell the property or arrange a longer-term finance arrangement.
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What our customers say

Frequently asked questions

When I lend to Bricks Finance, what is the main risk?

What equity reserves does Bricks Finance hold?

Does Bricks Finance provide financial advice?

Do you offer personal loans as well as commercial loans?

Are your bridging loans regulated or unregulated?

What security do you accept for bridging and short term loans?

What’s the maximum amount of money I can borrow?

Is Bricks Finance a peer to peer (P2P) lender?

Can I get a loan even if I am retired?

Do you offer loans for pensioners?

Am I eligible to receive a bridging loan?

How long does it take to arrange a loan?

How can I calculate the cost of a bridging loan?

How would Bricks Finance cope with a dramatic downturn in the UK property market?

Why do you only lend to projects in the South West?

How long can I invest for?

As a short term loan investor, how much can I invest?

What happens if I need the money I loaned to Bricks Finance before the maturity date?

As an investor, when I lend to Bricks Finance, who has risk priority?

How would borrowers and investors be affected if there was a dramatic increase or fall in UK interest rates?

Do you offer bonds or mini bonds?

How do you minimise the risk of fraud?

What are the different types of bridging loans available to businesses?

What happens if I need to extend the repayment date of my loan beyond our agreement?

Where does the funding come from for each loan?

Get in touch

Speak to us directly

We'd love to hear from you. Whatever your enquiry give us a ring or send us an email and we'll respond as soon as possible.

Bricks Finance Ltd
Winslade Park
Manor Drive
Exeter, EX5 1FY
United Kingdom