Types of loans
Bridging Finance
Bridging Finance explained
Bridging finance is fast to arrange and flexible so that you can take advantage of an opportunity quickly. For example, this could be while a property is sold, or if you are waiting for an inheritance or for a customer to pay you.
Commercial businesses or individuals can apply for bridging finance loan which is usually secured against property. Bridging finance is much quicker to arrange, less sensitive to the finer details of the deal, and not so dependent on income or credit history.
If you live in the South West or South Coast of England or South Wales, you can arrange bridging finance with Bricks Finance.
See our success stories
Bridging Loan in 48hrs
A Devon couple chose a Bricks bridging loan for the auction finance for their dream home. Fiona Ellaway said, ‘Without Bricks Finance we were likely…
Advanced Manufacturing Facility
Bricks has assisted an advanced marine engineering company in building a major £3m manufacturing centre which will enable it to continue to be a global…
Blue Lagoon Dream Comes True
Aly Hussein spent 16 years running the popular Blue Lagoon Café Bar in Bristol and when the opportunity arose to buy his lease, Bricks provided…
Bricks Borrower + Bricks Broker = Success
When Geoff and Hazel Bardsley needed a top-up loan to finish their ‘grand designs’ dream home they asked Bricks Finance for help. “We needed to…
Forest Eco Homes, Cornwall
When the man behind an idyllic forest holiday development was struggling to borrow to finance his plan, assistance from Bricks Finance proved to be a…
Rose & Crown Pub, Dorset
It’s a dream for many people to own their local pub, but it’s not a simple process to buy a freehold. However, thanks to the…
Retirement Village, Bristol
Audley Redwood is a retirement village set within 15 acres of landscaped parkland only a short drive from the centre of Bristol. It comprises 106…
National Dive and Activity Centre, Monmouthshire
After serving 20 years in the British Army, REME, Darren Bryce MBE and his wife Kaye developed the National Dive and Activity Centre near Chepstow…
Loan calculator
Loan calculator
Amount you want to borrow
£50,000
£50,000
£5,000,000
Over how many months
3 months
3 Months
36 Months
Total you will pay
£1,500
Amount of interest over 3 months
This calculator is for illustrative purposes only.
We will always treat your personal details with the utmost care and will never sell them to other companies for marketing purposes. All information provided by you will be treated securely and confidentially. For more information view our privacy policy.
Investment calculator
Investment calculator
Amount you want to lend
£50,000
£50,000
£5,000,000
Over how many years
1 year
1 Year
5 Years
Estimated return
£2,500
Amount of interest over 1 year (5% APR)
This calculator is for illustrative purposes only.
We will always treat your personal details with the utmost care and will never sell them to other companies for marketing purposes. All information provided by you will be treated securely and confidentially. For more information view our privacy policy.
What our customers say
Frequently asked questions
Is the whole loan process managed online? If so, how can I apply?
You can apply online now by using our contact us form and we will respond within 24 hours. Or you can just call us on 01392 345778.
Do you offer loans for pensioners?
Yes, Bricks Finance lends to pensioners. You can apply now by contacting Tracey Abbott, our Head of Lending, by calling 01392 345778 or use our contact us form.
Can I get a loan even if I am retired?
Yes, Bricks Finance lends to people who are retired. You can apply now by contacting Tracey Abbott, our Head of Lending, by calling 01392 345778 or use our contact us form.
How long does it take to arrange a loan?
We have made loans as quickly as two days from initial request.
Do you offer short term and long term loans?
We offer loans from 3 to 36 months.
What’s the maximum amount of money I can borrow?
Between £50,000 and £2,000,000. Larger loans may be possible.
Where does the funding come from for each loan?
We use our own family money plus funds from a small group of investors. We do not rely on institutional funding and can therefore make quick decisions on new loans.
What security do you accept for bridging and short term loans?
Bridging loans can be arranged against land, investment properties, commercial properties, or high value assets. The secured properties don’t have to be owned by you but could be pledged by a guarantor.