Success stories

Beach House, Cornwall

Published by Clive Banks, 2019
Building a dream home is a passion for many, but for Russ Wood it almost feels like his destiny. And thanks to the help of Bricks Finance that destiny is being realised, brick by brick, plank by plank, in a delightful corner of an idyllic Cornish beach.

For many years Russ, his brother and mother had owned two shack-like beachside homes at Maenporth which went under the apt names of The Nook and The Cranny. But they were barely habitable (even though Russ DID live in them for a number of years). When the family wanted to change the ownership structure, Russ saw the opportunity to build himself his own dream home.

That home is a stunning three-storey, modern looking, environmentally-friendly house with glass and wood finish to the fore, situated a literal stone’s thrown from the beach. Turning vision into reality meant overcoming a few hurdles though, not least the financing of the project.

“It’s not an easy sell to a traditional lender,” explains Russ. “There was the ownership complication, with land needing to be sold off among our family and me than taking on the ownership of the site and building on it. Plus, there were a few changes of plans along the way. It wasn’t that I didn’t have the means to borrow the money … it was just that the traditional ways of applying for lending were never going to stack up on this one.”

That’s where Bricks Finance came in. Russ had approached a Cornish mortgage broker to see if he knew of a way of borrowing to finance the project and he had contact with Bricks. “I was put onto Clive Banks as a possible way to borrow the money and it has been an absolute pleasure dealing with him and working with Bricks,” says Russ. “It’s great working with people who have a feel for these kinds of projects and know what is involved. They couldn’t have been more helpful and it has been an extremely simple process to apply for the loan and the money is easy to draw down on.”

For Russ and his family, the financing has allowed them to realise the long-held dream of turning this corner of Cornwall into their permanent home. And with no stone unturned in terms of making sure the build is as environmentally friendly as possible, it means the project has a lifespan that will ensure it is there for generations to come – continuing the Wood family’s involvement with the area.

Russ concludes: “It’s been a long time coming, but now it is becoming a reality I am so pleased we have made it work. Bricks have given me the support I needed to do this and I am ploughing ahead now with making something happen which has been in my head for about ten years. I couldn’t be happier to see it going up before my very eyes.”

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Experience, standing by you

Clive Banks

founder and investor

Will Michelmore

founder and investor

Jerry Rihll

founder and investor

Tracey Abbott

head of lending

Harry Dawson

finance manager

What our customers say

Personally, I found the service from Bricks 11/10 in every aspect, and I would highly recommend."

Oli, Property Developer


Property Development Loan

Thank you so much for everything you have done to help us secure this purchase. We are finally looking forward to a good night's sleep now!"

Stuart and Emma, Dream Home Purchase


Bridging Finance

This would not have been possible without your support and faith in us to deliver the project. Bricks Finance took the time to understand it. It has made an amazing difference to our lives."

Nick, Solar Energy Park


Bridging Finance

This is our second deal and again we have achieved the first drawdown within 6 weeks from start to finish which is impressive!"

Richard, Finance Broker


Equity Release Mortgage

Being able to purchase the site would not have been possible without the backing of Bricks."

Darren, Land Purchase


Bridging Finance

Bricks have given me the support I needed to do this. I couldn’t be happier to see it going up before my very eyes."

Russ, Beach House Development


Property Development Loan

Bricks have been amazing. Without them, I doubt we would have saved the pub for the village."

Becky and John, The Rose and Crown



When the guys from Bricks say they are going to back you they do, and it has been a real pleasure partnering with them on this project."

Matt, Property Development


Property Development Loan

I was really pleased with how quickly I had access to finance. I would recommend them to anyone looking to raise finance."

Jon, Property Development


Property Development Loan

I’d really recommend Bricks Finance for anyone who needs to raise finance. They just allow you to get on and make things a success."

Dave and David, Property Development


Property Development Loan

I will be forever indebted to you all (thankfully no longer financially!) for taking a punt on somebody looking for a leg up in a new industry."

Alex, Forest Holiday Village Development


Land Finance

We found like-minded people who were prepared to take the time to understand our business and support our student accommodation in Exeter."

Angus & Alison, Landlords


Landlord Mortgage

I feel like Bricks is part of our team and wants a successful outcome for us as much as we want it."

Sam, Property Development


Property Development Loan

Having used Bricks myself, I now feel comfortable referring clients who have similar needs. The beauty of Bricks is their speed, flexibility and being FCA regulated so they can provide regulated and unregulated loans."

Geoff, Finance Broker


Property Development Loan

Bricks are so easy to deal with; they get involved and take an interest in the project all the way to completion."

David, Finance Broker


Bridging Finance

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Bricks Finance Ltd

Winslade Park

Manor Drive

Exeter, EX5 1FY

United Kingdom

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