Types of loans

Later Life Mortgage

Completion in days, not weeks
South West, South Coast England and South Wales
  • 48 hours

    decision time

  • 3 to 36 mths

    loan period

  • £100K to £5m

    borrow amount

  • From 0.75%

    monthly interest

  • Up to 70%

    loan to value

  • 1%

    commitment fee

Later Life Mortgage explained

Age is a common restriction for traditional lenders, but not for Bricks Finance. We don’t discriminate on age. In fact, we’ve helped many borrowers who are beyond retirement age.

However much you have prepared for retirement, you might not have enough money for all the things you planned to do. Our later life loan is designed to unlock the value that has built up in your home.

If you own your own home, a later life mortgage can help you draw a lump sum while remaining in your home. Mortgages on your own home are regulated by the FCA meaning you are protected from incorrect advice or mis-selling.

If you live in the South West or South Coast of England or South Wales, you can arrange a tax-free later life mortgage with Bricks Finance.

See our success stories

Retirement Village, Bristol

Audley Redwood is a retirement village set within 15 acres of landscaped parkland only a short drive from the centre of Bristol. It comprises 106…

find out more

Loan calculator

Amount you want to borrow

£50,000

£50,000

£5,000,000

Over how many months

3 months

3 Months

36 Months

Total you will pay

£1,500


Amount of interest over 3 months

This calculator is for illustrative purposes only.

We will always treat your personal details with the utmost care and will never sell them to other companies for marketing purposes. All information provided by you will be treated securely and confidentially. For more information view our privacy policy.

What our customers say

Thank you so much for everything you have done to help us secure this purchase. We are finally looking forward to a good night's sleep now!"

Stuart and Emma, Dream Home Purchase

Devon

Bridging Finance

This would not have been possible without your support and faith in us to deliver the project. Bricks Finance took the time to understand it. It has made an amazing difference to our lives."

Nick, Solar Energy Park

Somerset

Bridging Finance

This is our second deal and again we have achieved the first drawdown within 6 weeks from start to finish which is impressive!"

Richard, Finance Broker

Bristol

Equity Release Mortgage

Being able to purchase the site would not have been possible without the backing of Bricks."

Darren, Land Purchase

Monmouthshire

Bridging Finance

Bricks have given me the support I needed to do this. I couldn’t be happier to see it going up before my very eyes."

Russ, Beach House Development

Cornwall

Property Development Loan

Bricks have been amazing. Without them, I doubt we would have saved the pub for the village."

Becky and John, The Rose and Crown

Dorset

Refinance

When the guys from Bricks say they are going to back you they do, and it has been a real pleasure partnering with them on this project."

Matt, Property Development

Devon

Property Development Loan

I was really pleased with how quickly I had access to finance. I would recommend them to anyone looking to raise finance."

Jon, Property Development

Somerset

Property Development Loan

I’d really recommend Bricks Finance for anyone who needs to raise finance. They just allow you to get on and make things a success."

Dave and David, Property Development

Devon

Property Development Loan

I will be forever indebted to you all (thankfully no longer financially!) for taking a punt on somebody looking for a leg up in a new industry."

Alex, Forest Holiday Village Development

Cornwall

Land Finance

We found like-minded people who were prepared to take the time to understand our business and support our student accommodation in Exeter."

Angus & Alison, Landlords

Devon

Landlord Mortgage

I feel like Bricks is part of our team and wants a successful outcome for us as much as we want it."

Sam, Property Development

Devon

Property Development Loan

Having used Bricks myself, I now feel comfortable referring clients who have similar needs. The beauty of Bricks is their speed, flexibility and being FCA regulated so they can provide regulated and unregulated loans."

Geoff, Finance Broker

Somerset

Property Development Loan

Bricks are so easy to deal with; they get involved and take an interest in the project all the way to completion."

David, Finance Broker

Cornwall

Bridging Finance

Frequently asked questions

Is the whole loan process managed online? If so, how can I apply?

Do you offer loans for pensioners?

Can I get a loan even if I am retired?

How long does it take to arrange a loan?

Do you offer short term and long term loans?

What’s the maximum amount of money I can borrow?

Contact us

Speak to us directly

We’d love to hear from you. Whatever your enquiry give us a ring or send us an email and we’ll respond as soon as possible.

Bricks Finance Ltd

Winslade Park

Manor Drive

Exeter, EX5 1FY

United Kingdom

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