Looking for a higher yield on your savings? Join our community of over 40 funders and invest alongside us.
5% – 7% per annum fixed rate of return
12 month minimum term
Zero investor losses to date
Our investors benefit from us sourcing new borrowers and carrying out due diligence. We offer different fixed rates of return depending on the amount and term of investment, paying up to 7% for a minimum of 24 months.
Our guiding principle is ‘sensible financing’. We take a common sense approach to lending, fully exploring where risks lie and how they can be managed.
We understand the importance of rigorous risk management and our highly experienced team adopts a hands-on policy to every loan we make. We only lend to people who can afford to repay us and all loans are secured on assets with a maximum loan to asset value of 70% or less. This is why we have recorded zero investor losses since we founded Bricks in 2014.
Our legal documentation is undertaken by either Trowers & Hamlins LLP or Michelmores Solicitors LLP, both Top 100 Legal Firms, to ensure we have the highest standard of legal protection and security. Once the loan is in place, we collect all the interest and principal repayments from the borrower.
The Directors of Bricks invest their own funds alongside yours. We meet all of our borrowers in person and visit properties offered as security, rather than using ‘drive by’ valuations. Our investment fund consists of over 40 individual investors, as well as the Directors of Bricks and their family members, who together make up about one quarter of our total fund.
Bricks makes both regulated and unregulated loans. We are authorised and regulated by the Financial Conduct Authority to administer, arrange and enter into regulated mortgage contracts but this does not mean we are authorised for all financial activities and loans to Bricks are not covered by the Financial Conduct Authority.
Your capital is at risk and is not protected under the Financial Services Compensation Scheme.
If you would like to be part of Bricks and our business of sensible financing click Enquire Now below or call 01392 345778 today.
Join our community of investors and find out why investing with a sensible return has never been easier. Use the calculator to see how much your investment could yield. Click ‘Enquire Now‘ below the form and we will contact you with more information.
If you would like to discuss investing with us, please fill out the form below and one of our team will be in touch.