Social Finance Delivers High Returns

The core of our business model is what we call ‘social finance’ say the founders of Bricks Finance, Jerry Rihll, Clive Banks and Will Michelmore. “We like to be engaged wholeheartedly with the local community, both as investors and borrowers,” says Jerry. “We call it...

Low Risk. High Returns. Happy Investors.

For investors the Bricks Finance model is proving to be a compelling choice. Indeed, with near zero interest rates from the high street banks and NS&I, the Bricks fixed interest rate of between 5% and 7% stands as a beacon of solid, sensible investment. Will...

Economic Trends

  Bridge to break free Successful deal-making is harder. With so many people working from home and cutbacks in the workforce, deals are taking longer, and the economic uncertainty means a finance offer today may be withdrawn tomorrow. Bridging loans are becoming...

Market Update

Our lives have been changed by Covid19 forever and identifying what that means in terms of our business, and the potential consequences to our stakeholders, is our key priority. Like the Financial Crisis of 2008, funding has been curtailed with many banks battening...

Tracey, On The ‘Social-Distancing’ Frontline

During the first few weeks of the lockdown, my focus was on contacting our borrowers to ascertain how their projects have been (or were expected to be) affected by the Covid19 restrictions. Ensuring our security is adequate, that the correct insurance and compliance...

Five Years of Record Performance

We reported record loan commitments of £18M in the last financial year and we paid out over £1M in interest to our investors. Being profitable from day one has always been our main goal, rather than growing market share, as this ensures our longevity and protects...